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Jo Freeman Reviews: Gendered Citizenship: The Original Conflict Over the Equal Rights Amendment, 1920 – 1963
Jo Freeman Reviews: “All citizens are created equal but some or more equal than others” is the message of this book. Women are not the only unequal citizens in this country, but they are the most numerous. The Equal Rights Amendment was an attempt to bring real equality to women’s legal status after the 19th Amendment gave women the right, but not always the reality, to the franchise. Focusing on the first 40 years of the struggle for the ERA, DeWolf divides proponents and opponents into emancipationists and protectionists... Although this book is on the ERA, it does go into other laws that affected women, especially their employment opportunities. Read it as a general review of public policy on women, especially at the federal level. Then imagine how different things would have been if the ERA had been ratified several decades ago." more »
Federal Reserve Governor Michelle W. Bowman: Integrating Indigenous Voices into Economic Inclusion; No Great Nation Can Prosper When Its People Are Left Behind
"The negative effects of past policies and a lack of economic opportunity have impacted Indigenous people for generations. I would like to acknowledge this history, but also to acknowledge that no great nation can prosper when its people are left behind. The Federal Reserve, with all of the powerful tools at its disposal, can't fully succeed unless Native people, and others that have existed on the margins of the economy, have the opportunity to become full participants. The discussions today, including those regarding access to credit for Indigenous communities, can advance this goal." more »
Medicare’s Open Enrollment Is Open Season for Scammers; Here’s How You Know
"In California, reports of deceptive sales practices for Medicare Advantage and drug plans have been the top complaints to the state Senior Medicare Patrol for the past two years, said Sandy Morales, a case manager for the group. The patrol is a federally funded program that helps seniors untangle insurance problems." "Nationwide, the Senior Medical Patrol has sent 74% more cases in the first nine months of this year than in all of 2020 to CMS and the Health and Human Services Inspector General for investigation, said Rebecca Kinney, director of the Administration for Community Living’s Office of Healthcare Information and Counseling at HHS, which oversees the patrols. She expects more complaints to come in during Medicare’s open-enrollment period. And last month, CMS officials warned the private insurance companies selling Medicare Advantage and drug plans that federal requirements prohibit deceptive sales practices." more »
The US Housing and Mortgage Market, Risks and Resilience: Federal Reserve Governor Michelle W. Bowman
"In total, home prices in September were 21 percent higher than in June 2020. Home price increases are also widespread. In September, about 90 percent of American cities had experienced rising home prices over the past three months, and the home price increases were substantial in most of these cities... The demand for housing has risen for several reasons. Interest rates are low, families have accumulated savings, and income growth in the past 18 months has been quite strong. Families are also reconsidering where, and in what kind of home, they want to live. Purchases of second homes, for example, have been somewhat high in the past 18 months. Meanwhile, the supply of new homes has been held back by shortages of materials, labor, and developed lots." more »